Please read this Agreement carefully before accessing or using WAWUAfrica.
By creating an account, accessing, browsing or using any WAWUAfrica website, mobile application, platform, product, service or ecosystem feature, you acknowledge that you have read, understood and agreed to be bound by this Agreement.
If you do not agree with these terms, you should not use the WAWUAfrica Platform.
WAWUAfrica ("WAWU", "WAWUAfrica", "we", "us" or "our") is a Christocentric lifestyle, creator and socioeconomic ecosystem connecting people, creators, entrepreneurs, businesses and institutions to opportunities across training, certification, employment, market access, financial inclusion and ownership.
WAWU enables people to build skills, access jobs and markets, grow businesses, monetise creativity, access financial services and participate meaningfully in Africa's emerging digital economy.
WAWU may operate directly or through subsidiaries, affiliates, technology providers, financial institutions, educational institutions, employers, merchants, creators, businesses, government entities and other strategic partners.
This Agreement governs your relationship with WAWU across the ecosystem.
For purposes of this Agreement:
Platform. WAWUAfrica's websites, applications, digital infrastructure, products, services, portals, marketplaces and related technology.
User. Any individual or organisation accessing or using WAWU.
Creator. An individual or organisation creating, publishing, selling or monetising creative or professional work through WAWU.
Merchant. A person or business offering products or services through WAWU.
Professional. An individual offering skills, expertise or professional services.
Partner. An organisation working with WAWU to provide opportunities, products, services or ecosystem benefits.
Wallet. A WAWU-enabled digital wallet or wallet functionality provided directly or through an authorised financial-service provider.
Content. Text, photographs, videos, music, audio, artwork, designs, documents, profiles, comments, messages, listings and other material submitted to WAWU.
Transaction. A purchase, sale, payment, transfer, gift, tip, booking, commission or other financial interaction facilitated through the Platform.
By using WAWU, you agree to:
This Agreement applies whether you use WAWU as a consumer, creator, professional, merchant, entrepreneur, business, institution, partner or other participant.
You may be required to create an account to access certain services.
You agree that information supplied during registration, verification or onboarding will be accurate, complete and current.
You must not:
WAWU may require identity, business or professional verification before allowing access to certain services.
To provide certain services and comply with applicable laws, WAWU and/or its authorised partners may request information including:
You authorise WAWU and relevant authorised partners to verify information you provide.
Failure to complete required verification may prevent you from accessing certain services.
WAWU may provide or facilitate access to:
Learning. Training, courses, certifications, masterclasses, educational resources and skills development.
Work. Employment opportunities, freelance work, professional opportunities, internships, commissions and career services.
Commerce. Marketplaces, product discovery, merchant services, creator commerce and buying and selling.
Creator economy. Creator profiles, content publishing, audience engagement, monetisation, gifts, tips, sales, bookings and professional opportunities.
Financial inclusion. Wallets, payments and access to financial products and services provided by WAWU or authorised third parties.
Business growth. Business tools, market access, partnerships, technology, mentorship and commercial opportunities.
Events. Events, activations, ticketing, registrations, competitions and community experiences.
Rewards. Eligible promotions, incentives, benefits, loyalty programmes and other rewards.
WAWU may add, modify, suspend or discontinue services as the ecosystem evolves.
WAWU may allow creators and professionals to showcase and monetise:
Creators and professionals are solely responsible for ensuring that their offerings are accurate, lawful and appropriately licensed.
WAWU does not guarantee that a creator or professional will receive a particular number of customers, followers, sales, engagements, bookings or income.
Where available, WAWU Wallets may allow eligible users to receive and manage money generated through their activities within the ecosystem.
This may include:
For example, a creator may communicate with a customer through WAWU, agree on a service or product, receive payment and have the proceeds credited to the creator's eligible wallet.
Wallet functionality may be provided directly by WAWU or by an authorised financial institution or payment service provider.
WAWU does not represent that it is a bank, deposit-taking institution, payment institution or other regulated financial institution unless expressly stated.
Where a regulated partner provides a financial service, that service may be governed by additional terms and applicable regulatory requirements.
Users agree to provide accurate transaction information.
Transactions may be subject to:
WAWU may delay, reject, reverse or suspend a transaction where reasonably necessary to:
Where enabled, users may send gifts, tips or other monetary support to creators.
Creators acknowledge that:
WAWU does not guarantee the availability or amount of gifts, tips or creator earnings.
Where WAWU facilitates commerce, merchants remain responsible for:
Users must not sell prohibited, counterfeit, stolen or unlawful goods or services.
WAWU may remove listings or restrict merchants where necessary.
Before completing a transaction, buyers should review:
WAWU may facilitate transactions but does not necessarily own or supply products listed by independent merchants.
WAWU may connect users with employers, organisations and opportunity providers.
WAWU does not guarantee:
Employers and opportunity providers are responsible for their own recruitment and selection decisions.
Users must provide truthful information concerning their qualifications, experience and professional history.
WAWU may provide training directly or through third-party educational partners.
Completion of a course does not necessarily guarantee employment, promotion, professional licensing or income.
Where certification is provided by a third party, that certification remains subject to the third party's terms and requirements.
Users retain ownership of original intellectual property they lawfully own.
By submitting Content to WAWU, you grant WAWU a non-exclusive, worldwide, royalty-free licence to host, store, reproduce, display, distribute, communicate and otherwise use that Content as reasonably necessary to operate, improve, market and provide the Platform.
You remain responsible for your Content.
You represent that you have the rights, permissions and licences necessary to submit it.
Creators uploading music, film, photography, artwork or other creative works must have the necessary rights.
You must not upload:
WAWU may remove or restrict disputed content.
Where WAWU integrates with third-party distribution or monetisation services, those services may impose additional rights and licensing requirements.
WAWU may enable users to communicate, collaborate, transact and interact.
Users must not use communication features to:
Where necessary for safety, fraud prevention, dispute resolution or compliance, WAWU may review or process communications and associated metadata in accordance with applicable law and this Privacy Policy.
WAWU seeks to maintain a safe, respectful and constructive ecosystem.
Users must not upload or distribute unlawful, fraudulent, abusive, hateful, exploitative or harmful content.
WAWU may remove Content, restrict accounts or take other appropriate action where necessary.
WAWUAfrica is a Christocentric ecosystem.
This positioning informs our values, culture and approach to community, leadership, creativity, service and socioeconomic development.
Participation in WAWU does not, however, automatically constitute endorsement of every religious, commercial, political or personal opinion expressed by another user.
Users are expected to interact respectfully and lawfully.
WAWU may integrate with third parties including:
Third-party services may be subject to separate agreements.
WAWU is not responsible for services independently provided by third parties.
Where WAWU provides access to financial products through licensed or regulated partners, the relevant partner may be responsible for:
WAWU does not guarantee approval for any financial product.
Users should review the relevant financial institution's terms before participating.
WAWU maintains a zero-tolerance approach to the use of its ecosystem for:
WAWU may conduct transaction monitoring, screening, enhanced due diligence and other compliance activities.
Where required by law, WAWU may report suspicious activities to competent authorities.
WAWU may freeze, restrict or terminate accounts or transactions where required or reasonably necessary for compliance.
Users, partners, merchants and other ecosystem participants must not use WAWU to offer, solicit, promise or facilitate bribes, kickbacks or other improper payments.
WAWU may terminate relationships involving bribery, corruption or unethical conduct.
WAWU collects and processes personal information necessary to operate the ecosystem.
This may include:
Identity. Name, date of birth, identification information and verification data.
Contact. Telephone number, email and address.
Professional. Skills, qualifications, employment history, business information and creator profiles.
Financial. Payment, transaction and wallet information where required.
Technical. Device information, IP address, logs, cookies, usage information and similar data.
Content. Information and materials submitted by users.
WAWU may process information to:
WAWU may share information with authorised parties where necessary, including:
WAWU does not sell users' personal information to advertisers.
WAWU uses reasonable technical and organisational safeguards designed to protect personal information.
However, no technology platform can guarantee absolute security.
Users are responsible for protecting their passwords, authentication credentials and devices.
WAWU may retain information for as long as reasonably necessary to:
Subject to applicable law, users may have rights to:
Privacy requests may be sent to support@wawuafrica.com.
WAWU's name, platform, software, design, branding, databases, technology, text, graphics and other proprietary materials are owned by or licensed to WAWU unless otherwise stated.
Users may not:
WAWU may investigate suspicious activity.
Examples include:
WAWU may suspend accounts, withhold transactions or take other lawful action.
WAWU may operate referral programmes, incentives, rewards, competitions and promotional campaigns.
Each programme may have specific rules.
WAWU may cancel rewards obtained through fraud, manipulation or violation of applicable programme rules.
Users are responsible for determining and fulfilling their own tax obligations arising from income, sales, transactions, employment, business activity or other participation in WAWU.
WAWU may provide information to tax authorities where legally required.
Refunds, cancellations and reversals may depend on the nature of the transaction and the applicable service.
Where WAWU facilitates a third-party transaction, the third party's refund terms may apply.
Nothing in this Agreement limits mandatory consumer rights under applicable law.
WAWU encourages users to resolve commercial or personal disputes directly where appropriate.
Where WAWU facilitates the relevant transaction, we may provide reasonable support or dispute mechanisms.
WAWU is not necessarily a party to contracts independently entered into between users.
WAWU will make reasonable efforts to maintain Platform availability but does not guarantee uninterrupted access.
The Platform may occasionally be unavailable because of:
To the maximum extent permitted by law, WAWU provides the Platform on an "as available" and "as is" basis.
WAWU does not guarantee that:
To the maximum extent permitted by applicable law, WAWU shall not be liable for indirect, incidental, consequential or special losses arising from use of the Platform.
Nothing in this Agreement excludes or limits liability that cannot lawfully be excluded or limited.
To the extent permitted by law, you agree to indemnify and hold WAWU and its directors, officers, employees, affiliates and authorised representatives harmless from claims, losses, liabilities and expenses arising from:
WAWU may suspend, restrict or terminate access where reasonably necessary because of:
WAWU may also discontinue particular products or services.
Termination does not automatically extinguish:
WAWU is an evolving ecosystem.
We may introduce:
We may modify or discontinue existing features where reasonably necessary.
We may update this Agreement from time to time.
Where material changes are made, we will provide reasonable notice where required.
Your continued use of WAWU following the effective date of the revised Agreement constitutes acceptance of the updated terms, subject to applicable law.
This Agreement shall be governed primarily by the laws of the Federal Republic of Nigeria, subject to any mandatory laws applicable to a particular service or transaction.
Where a service is provided through a regulated partner, additional jurisdiction-specific terms may apply.
The parties shall first attempt to resolve disputes through good-faith discussions.
Where appropriate, disputes may be referred to mediation or other alternative dispute-resolution mechanisms before litigation.
Nothing prevents a party from seeking urgent legal or regulatory relief where necessary.
If any provision of this Agreement is determined to be invalid or unenforceable, the remaining provisions shall continue in effect to the extent permitted by law.
Failure by WAWU to enforce any provision of this Agreement does not constitute a waiver of its right to enforce that provision later.
This Agreement constitutes the principal agreement between you and WAWU concerning your use of the Platform, together with any additional terms expressly incorporated into a particular service.
For questions, complaints, privacy requests, legal notices or other enquiries:
WAWUAfrica
Email: support@wawuafrica.com
By selecting "Create Account", "Sign Up", "Accept", "Continue", or otherwise accessing or using WAWUAfrica, you confirm that: